I'm a numbers guy. I know that everything we ever do in life has risk. I find it funny that some people are afraid of flying, but will drive cross county. Which has the higher odds of dying? (if you don't know the answer, flying 3,000 miles is far safer than driving 3,000 miles).
I'll chime in here since you nailed me to a "T".
I believe:
1) Statistics are just that - statistics. They do not take into account the individual scenario.
2)I would likely have some control to avoid the situation since I control the vehicle. In a plane I don't have that option. As a former road racer I like my chances of avoiding a good number of incidents.
3)If something were to happen in a vehicle I stand a better chance of surviving the aftermath since there wouldn't be the possibility of a 35,000 foot fall involved.