What Credit Card Reward service do you use?

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sluggers

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May 26, 2008
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Dallas, Texas
If you really want to maximize your miles, you sign up for a card with a good sign up bonus, make the minimum required purchases to qualify for the bonus...and then cancel the card.
 
Jul 9, 2009
336
0
IL
It depends on what you're looking to use the points/miles for. If you want strickly cash back, the Capital One Venture or Fidelity are good cards.

If you're looking to use them for travel, it depends on where you want to go and what airport you most likely will use. It you target a certain hotel chain and/or location (say Hyatt Ziva in Cancun), you could use the Hyatt card or any number of Chase Ultimate Reward earning cards. If you want free flights to Europe, depending on your airport, United/AA and a few others have good cards. If you're near an airport that Southwest serves, you can get very good value with their cards.

TPG is good for some learning but keep in mind he pushes the cards where he's going to get the best return with the referral links he dished out.

Btw my wife and I, we cycle through 5 to 8 cards per year, but, we also travel quite extensively to use the points/miles we earn.
 
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Dec 2, 2013
3,425
113
Texas
Btw my wife and I, we cycle through 5 to 8 cards per year, but, we also travel quite extensively to use the points/miles we earn.

Where's the loyalty? Don't you get rewarded for staying with a certain card. Please detail your methodology and it could benefit others. I am very curious how this works.
 
Mar 4, 2018
126
28
Visa Southwest Rapid Rewards Card: Pretty much get 6 round trip tickets paid for each summer for our various National Tourneys. It's the Hotels that kill me!

Same here. When the sign up bonus is 50,000 points that alone will get you over $1,000 in air fair via Southwest.
 
Jul 9, 2009
336
0
IL
Where's the loyalty? Don't you get rewarded for staying with a certain card. Please detail your methodology and it could benefit others. I am very curious how this works.

Loyalty? This is a predominately travel softball board isn't it :) We know all about Loyalty here! Anyway, we do have a little loyalty to brands but aren't going to over do it with travel related credit cards.

We keep a few cards, Hyatt and IHG being two. You get a free night each year out of each card (Hyatt Cat 1-4) (IHG - Anywhere) so the annual fee doesn't sting. Marriott we'll cycle btw the 2 of us, so we are usually carrying 1. We do that to obtain and build Marriott points to use for their Flight & Hotel package: Flight and Hotel Packages | Marriott Hotel Packages We also built up a lot of points with SPG cards, then through a merger, you can now convert to Marriott points.

Airlines? They come and go as to which airline is better or what we need. United, AA are cycle cards (Used 12 RT award tickets to Europe over the years via United). SW is a very good airline but we've gotten the points we need to date via the Marriott packages. We'll likely sign up for those SW cards some time in 2019.

Then we also use Chase UR cards, CSR, CSP, Freedom, Ink+ and CIP (getting soon). UR points we love to transfer to Hyatt or SW airlines. We sloooowly cycle through those cards.

You can accumulate far more points through sign up bonuses than any loyalty spend. So we do a combination but focus a little more on sign up bonuses.

Then using the points - that's a whole other topic.
 
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